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“Organized financial records are a foundation of effective money management.”

-Jack Kapoor

Hello, friend!

Welcome to Journey To Millions!


In my previous article entitled Top 5 Personal and Financial Risks You Should Manage, I promised to help you get organized with your personal and financial records. For some, it might seem like a very mundane task, something that won’t need too much guiding or hand holding, but based on our experience, it’s not as easy as it seems. Figuring out which personal and financial record stays or which goes takes a considerable amount of thinking and preparation.

So, for today, we will be going through a list of personal and financial records that matters to your journey to millions. Excited to know what they are?

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Hello, Friend!

Welcome to Journey to Millions!


Everyday, you make a lot of personal and financial decisions that shape your financial life. Seven days a week, twelve months a year, you choose how to spend, save, and share your money, time, and effort on people, things, and activities that matter to you. But how often do you think about the risks associated with the personal and financial decisions you make?

In this article, you will discover a number of risks involved in making your personal and financial decisions and explore what actions you can take to manage them.

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Hello friend,

Welcome to Journey To Millions!

Life Insurance

In our previous articles, we’ve shared with you some steps on how you could start your journey to millions. You now know how to establish your goals, how to compute your net worth, how to create your spending plan and how to make more money.

Specifically, on the third step, we’ve also mentioned three financial goals that you shouldn’t miss. Namely, they are building your retirement fund and emergency fund, and purchasing an appropriate life insurance.

On this post, I will be sharing with you my research about buying an appropriate life insurance, hoping to answer why you need to be insured (or not be insured) and how much insurance you really need (if any).

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Hi, friend!

Welcome to Journey To Millions.

COL Financial

Do you have plans of growing your money by investing in the Philippine stock market any time soon? Or are you already a stock market investor who happens to have loads of friends who keep asking you about how to open an account with an online stock brokerage company? (Did I just describe myself BEFORE and AFTER I opened my very first stocks investment account? LOL.)

Today, in this post, I am very happy to share with you how easy and economical it is to open an account in the Philippines’ top online stock brokerage company: COL Financial Group Inc.

Disclaimer: Journey To Millions is not affiliated with COL Financial. We only share with you what we have experienced first hand. 🙂

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