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Learning My Way To Millions: The Quick and Easy Way To Master The ABCs of Personal Finance

by Edel Ramilo-Peria

“No one can make millions and keep millions
without learning about personal finance.”


Elvin and Edel Ramilo-Peria

My friend, did you know that learning the ABCs of personal finance by just searching through the internet can actually ruin your financial life?

If you are a total newbie in the field of personal finance, Googling your way to solve each and every financial situation may seem to be the easiest option. You simply type your financial question in the Google search bar, hit the “search” button, and voila! You instantly have free financial information at your own hands.

Or maybe NOT.


Personal finance in the world wide web

A lot of us take pride in “searching our way to millions” through the internet; but the truth is, it’s too easy to get lost in the vastness of the world wide web. Millions of websites are literally open for you to explore at each moment when you search for answers in the internet. Websites from hundreds or even thousands of different countries, companies, and individuals provide you with free answers through their online materials; it’s practically impossible to even know where best to start.

Usually, most of the websites you’ll find are set up to promote a specific product or service. The articles in the websites are designed to convince you to take a specific action for the benefit of an individual or a company. They make millions by taking advantage of our ignorance. Some are even bold enough to assert what financial options are best for you, despite hardly knowing your full financial situation. This can be very dangerous. Making a decision based on limited information won’t ever make you a millionaire. Instead, it can result to serious financial problems.

Another issue that you most probably would hate about searching online is that the credibility of the people behind the free financial articles are hard to confirm. Anyone can set up a personal finance blog or website. Anyone can advertise himself as a financial advisor, and we cannot always have the assurance that they indeed are knowledgeable about personal finance as much as they should be.

At the same time, the website or blog frameworks can also add to the trouble you’ll experience. Most websites have too many links to choose from. Even articles have too many outbound links that prompt you to read more.

Generally, reading more is good, but if you need to read more for each and every new concept used in the article, you are simply bound to fail. Why? Well, it’s totally unwise to dig deeper and deeper into something that wasn’t designed to end.

Well, for your information, websites are ranked better when more of its links get traffic, so the authors design articles to have links to other articles that readers can click until all the posts in their websites have been linked and received traffic. Ain’t that troublesome to follow their links all the way, not knowing where you’re actually going?

So, by now, you should be eager to know what is the one, quick and easy way that virtually anyone can do to master the ABCs of personal finance (without getting lost in the world wide web, without being sucked by online predators, and without assuming they know enough when in fact they know n-o-t-h-i-n-g).

Guess what?

The quick and easy way for you to learn your way to millions is to read a best selling personal finance book!

Surprised? I knew you would be.

Books are taken for granted by many of us these days, BUT it still remains as the best tool that you can use to cover all the bases of personal finance, from the ground up, without the risk of being scammed or losing any more money.

Best selling personal finance books have already proven their worth. They are written by publicly acclaimed authors who spend their entire lives learning and teaching people how to become wealthy. You don’t have to do the guess work on their credibility. Other people have already done it for you. They have already rated these books as reliable sources of information on personal finance, information that have been carefully reviewed, revised or edited for your benefit.

With best selling personal finance books, you don’t have to wonder where your reading will lead you. You can simply check the book’s table of contents and see how much you will know when you finish reading. You can never get lost in a book. You’ll know exactly where you’re going; become a millionaire.

Also, unlike the well promoted personal finance seminars that would cost you an arm and a leg to attend, books can be borrowed from friends or even public libraries at no cost. If you have some bucks to spare, you can even buy ebooks from Amazon, like my husband and I do. We store all our books in our virtual library called iBooks and simply read from our iPad.

For busy people, like you and me, who don’t have much time to spend reading but is open to the thought of multi-tasking, listening to audiobooks is a viable option. Audiobooks can easily be stored in iPods or MP3 players and be listened to while driving, jogging, or cleaning the house. There is no time wasted with audiobooks that even as I am in the shower, I listen to them. (Oh, how I wanna be rich!)

Ebooks and audiobooks are outstandingly worthwhile investments for a fraction of a cost. You can read or listen to them over and over again, for as long as you want. You won’t even have to own a huge cabinet to store them. With an average sized disk space, you can store hundreds of ebooks or audiobooks all together in one iPod or iPad or whatever device you are comfortable using. You can even pass them on to your kids, so they can become millionaires too.

The accessibility, comfort, and security that best selling personal finance ebooks and audiobooks gave me, as I was learning the ABCs of personal finance, was way beyond my expectations.

It took me just one book to realize how incompetent I really was when it comes to handling my money (funny how I used to think I was smart with money), but it also brought my attention to the foundations that make a person a financial success! Everything was laid out to me one-by-one, step-by-step, in a comprehensive, non-technical way!

Let me warn you, however, that not all personal finance books are the same; but their core principles are almost always consistent. They teach us proven, no secret ways to grow our money into our desired millions! You should see it for yourself.

Now, you should be asking, “What personal finance books do you recommend?”

Worry not.

In my next post, I will be listing my top most favorite best selling personal finance books of all time.

For now, I’d like you to take a second and think back to some personal finance books you’ve read in the past. (If you haven’t read any, don’t worry, no pressure.)

What were the personal finance books that you’ve read and loved?

If it is really worth reading (or listening to), leave a comment with the book’s title and author. One of us might want to read your favorite books too.

Also, do you know someone who will find this topic just as interesting as you?

Take a second and share it with them. You might just make their day by making them know you want them to be rich.

Until my next post.


Edel Ramilo-Peria


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{ 7 comments… read them below or add one }

Reggie February 8, 2013 at 9:02 am

Liked the color and simplicity. Someone told me there’s psychology on every click / presentation. :) ) Won’t tell who’s that SOMEONE is. :) )

Thank you and continue helping others.


Edel Ramilo-Peria February 11, 2013 at 1:38 pm

Thanks for taking time to visit JTM, Sir Reg. We love sharing what we know, so expect us to continue blogging until forever. Haha! Again, thanks a lot for the support! :D


affermato February 13, 2013 at 8:56 am

A useful reminder of how reading books can potentially become a tool to start up financial success.


Edel Ramilo-Peria February 13, 2013 at 11:09 pm

Hi, Affermato! Thanks for dropping by. I hope you love books too! I’m cooking up my next article so please watch out for it. :D


Ely February 13, 2013 at 10:50 am

Great post, Edel! Will definitely share this to my friends and colleagues. I look forward to reading more of your inspiring posts. Thanks!


Edel Ramilo-Peria February 13, 2013 at 8:21 pm

Thanks a lot, Ely! I’m excited to share more in the coming days. Let’s keep in touch! :D


HATOYA March 12, 2013 at 7:02 pm

If a person has the right amount of “want” and “eagerness” to learn personal finance, plus the addition of your trustworthy-easy-to-digest knowledge will be just the right formula :D
I hope I go far with you and your guidance!


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